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I hate the time when we need to get tags because you have to stand in the line for so long. This year, there was no line. I thought it was much better especially since we had to actually replace the tag for our car this year. It’s had too many years. And of course, you no longer have to actually have the insurance card anymore either because the almighty computer takes care of that too. It’s great and not so great.
We are probably insurance poor. That used to mean that people were spending too much money for it. Now it also means that you do not have enough. In our case, that is so very true. For instance, there are insurance types out there that are a mystery to me. This may seem really simple to you but it appears to be a lot more complicated than it looks on the first peek. What does the term life insurance really mean? Because sometimes it’s just that. You spend X number of dollars, you get X amount of coverage. I have seen those commercials on tv. But they leave a lot to be desired.
Then, there are the ones that give you some type of borrowing power but I am not sure about those either. Obviously, you have to pay into that type of policy for a long period of time before you have any ability to borrow against it. And isn’t that a bit detrimental to the thing too? Also, that type appears to need a doctor exam. The ones on tv don’t need it. That means that they will probably not want to pay it out either. I don’t know. Insurance is now and has always been a mystery to me. Guess that isn’t going to change.
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